Royal Financial, Inc. was incorporated under the laws of Delaware on September 15, 2004 for purposes of serving as the holding company of Royal Bank.

Royal Financial Inc.’s common stock is traded on the Over-the-Counter Bulletin Board under the symbol “RYFL.OB”.

Established in Chicago, Illinois in 1887, we have been operating continuously since that time. Our heritage is one of meeting the financial needs of the communities where we operate.